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Florida law

Real Estate Laws in Florida.

Florida real-estate law runs primarily through Title XL of the Florida Statutes. Florida is a judicial-foreclosure state that requires lenders to proceed through the Circuit Court to enforce a mortgage, with specific statutory procedures and borrower-protection rules. Florida also has strong homestead protections under the state constitution that affect forced sales and creditor rights.

Last verified: 2026-04-17

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State law

Key Florida Statutes

Florida Property StatutesFla. Stat. tit. XL

Title XL covers conveyances, liens, mortgages, foreclosures, recording, condominiums, homeowners’ associations, and related property issues in Florida.

Judicial ForeclosureFla. Stat. ch. 702

Florida requires judicial foreclosure on mortgages through the Circuit Court, with specific notice, publication, and sale requirements that control timing and validity.

Florida Condominium ActFla. Stat. ch. 718

Florida’s Condominium Act governs the creation, governance, operation, and dissolution of condominium associations — an especially active area of Florida real-estate practice.

State law

Official Sources

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Florida.

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