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Illinois law

Insurance Disputes Laws in Illinois.

Illinois insurance disputes can involve denied claims, bad-faith refusal to pay, coverage fights, and regulatory complaints. Illinois insurance regulation lives in 215 ILCS 5/ and is enforced by the Illinois Department of Insurance. Illinois has a statutory improper-claims-practices remedy under Section 155 of the Insurance Code that allows recovery of attorneys’ fees and additional amounts when an insurer’s conduct is vexatious and unreasonable.

Last verified: 2026-04-17

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State law

Key Illinois Statutes

Illinois Insurance Code215 ILCS 5/

215 ILCS 5/ governs insurance regulation in Illinois, including required policy provisions, unfair claims practices, and Department of Insurance authority.

Section 155 — Attorneys’ Fees for Vexatious Delay215 ILCS 5/155

Section 155 allows recovery of additional amounts and attorneys’ fees against insurers whose conduct in handling a claim is vexatious and unreasonable.

State law

Official Sources

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Illinois.

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