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Wisconsin law

Insurance Disputes Laws in Wisconsin.

Wisconsin insurance is regulated by the Office of the Commissioner of Insurance (OCI) under Wis. Stat. chs. 600–655. Wisconsin recognizes common-law insurance bad faith as an intentional tort (Anderson v. Continental Insurance Co., 1978 — a leading case nationally). Wisconsin's first-party bad-faith tort supports compensatory damages, punitive damages, and attorney fees in appropriate cases. Wisconsin is a traditional fault (tort) auto-insurance state, with mandatory minimum liability and UM coverage.

Last verified: 2026-04-20

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State law

Key Wisconsin Statutes

Wisconsin Insurance CodeWis. Stat. chs. 600–655

Wisconsin's principal insurance framework — covering licensing, market conduct, rating, and policy requirements.

Uninsured Motorist CoverageWis. Stat. § 632.32

Wisconsin requires uninsured-motorist coverage on all auto policies. UIM coverage is optional.

State law

Official Sources

Not Legal Advice

This page summarizes publicly available statutes and rules for informational purposes only. It does not constitute legal advice, and no attorney-client relationship is created by viewing this content. Laws change — always verify with the primary source or consult a licensed attorney in Wisconsin.

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